March 20, 2026 | 11:40 AM – 12:05 PM | Atlanta
This March, Silvana Carpanelli-Hayes — CEO of RegX.ai and a long-time voice in high-risk payments — will take the stage at TRANSACT 2026 in Atlanta.
Her session, “How AI and Transactional Compliance Are Reshaping Risk Management in High-Risk Payments,” focuses on something many in our industry feel daily: the old way of managing risk simply isn’t enough anymore.
And that’s not dramatic — it’s practical.
Risk Has Outgrown Static Reviews
High-risk payments used to be managed through paperwork, onboarding reviews, and periodic check-ins. That model worked when change was slower.
Today, things move differently.
- Merchant models evolve quickly
- Regulatory expectations shift
- Fraud tactics adapt in real time
- Banks face growing scrutiny
The gap between transaction activity and compliance oversight has become too wide. Silvana’s session looks directly at that gap — and how AI-driven transactional monitoring helps close it.
Not by adding friction.
By adding structure.
What “Transactional Compliance” Actually Means
At its core, transactional compliance is about visibility.
Instead of reviewing a merchant only once, systems analyze behavior continuously — identifying inconsistencies, flagging unusual patterns, and aligning transaction activity with what was originally approved.
For high-risk categories, this is critical. It creates:
- Fewer surprises during bank reviews
- Clearer documentation trails
- Measurable risk signals instead of assumptions
- Better communication between merchants, processors, and sponsor banks
This isn’t about replacing people. It’s about giving decision-makers better information.
About TRANSACT
Hosted by the Electronic Transactions Association, TRANSACT brings together the people who influence how payments operate at scale — banks, networks, ISVs, PayFacs, fintech leaders, and infrastructure providers.
For three days in Atlanta, strategies are debated openly. Fraud, RTP, embedded payments, modernization — they’re not buzzwords there. They’re active priorities.
Silvana’s contribution to that conversation reflects a shared belief across WAAVE and RegX:
Compliance should not trail innovation.
It should move alongside it.
A Broader Industry Conversation
As WAAVE’s sister company, RegX focuses on strengthening the compliance intelligence layer behind payments. The goal is straightforward — reduce avoidable risk, improve clarity, and create systems that withstand scrutiny.
Silvana’s session highlights how that approach is evolving — and why continuous, data-driven oversight is becoming the new standard in high-risk environments.
If you’ll be at TRANSACT 2026, we encourage you to attend the session on March 20 at 11:40 AM.
Because the future of risk management isn’t theoretical anymore. It’s operational.
